Maryland consumer protection
Justice for Maryland consumers.
Harassed by debt collectors? Wrong information on your credit report? Cheated by a car dealer? Learn your rights under Maryland and federal law — and find out if you have a case, free.
- ◆ Free, no-obligation case review
- ◆ Statewide — all 24 jurisdictions
- ◆ Statutory damages and attorney's fees
- ◆ Suits in Maryland state and federal courts
- ◆ Plain-English guidance, no jargon
- ◆ Quick, confidential response
Common cases we handle
- Auto dealer fraud
- Lemon law claims
- Shoddy workmanship
- Contractor fraud
- Debt collector harassment
- Credit report errors
- Deceptive trade practices
Core practice areas
Focused on the consumer problems Marylanders face most.
MCPA · Dealer Fraud
Auto dealer fraud
Hidden damage, odometer tricks, yo-yo financing, and junk add-ons. Maryland lets you sue for damages and fees.
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Lemon Law · MCPA
Maryland Lemon Law
A new car that can't be fixed after a fair number of tries may entitle you to a refund or replacement.
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Home Improvement · MCPA
Contractor fraud & shoddy workmanship
Deposits taken, jobs abandoned, and repairs that don't hold up. Maryland licenses contractors — and backs you when they don't deliver.
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FDCPA · MCDCA
Debt collection harassment
Constant calls, threats, and collecting debts you don't owe. Make it stop — and hold collectors accountable.
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FCRA
Credit reporting errors
Wrong accounts, mixed files, and disputes the bureaus ignore. Accurate credit is your right.
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What we see every week
Common consumer law problems
If your situation sounds like one of these, you may have rights under Maryland or federal law. This list is a sample, not a limit — describe what happened and we'll tell you what we think.
Auto sales & dealer fraud
- ◆Auto dealer fraud and deceptive sales
- ◆Maryland Lemon Law — new car defects
- ◆Hidden flood, salvage or rebuilt damage
- ◆Odometer tampering and title washing
- ◆Yo-yo financing and spot delivery
- ◆Junk loans and negative equity traps
- ◆Extended warranty cancellations
- ◆Title and registration problems
Debt collection harassment
- ◆Repeated and harassing phone calls
- ◆Threats, insults and abusive language
- ◆Debts you don't owe or don't recognize
- ◆Wage garnishment and bank levies
- ◆Collection lawsuits and default judgments
- ◆Debts never validated in writing
- ◆Time-barred "zombie" debts
- ◆Calls to your job or your family
- ◆Improper repossession and tow fees
- ◆Harassment by text, email or social media
Credit report errors
- ◆Accounts that aren't yours
- ◆Wrong balances, limits and statuses
- ◆Mixed or merged credit files
- ◆Identity theft entries
- ◆Disputes the bureaus ignore
- ◆Re-aged old debts showing as new
- ◆Inaccurate late payments
- ◆Unauthorized hard inquiries
- ◆Paid debts still showing past due
- ◆Wrong personal information on your file
Contractors & home improvement
- ◆Deposits taken, work never started
- ◆Contractors who abandon the job
- ◆Work that fails inspection or code
- ◆No written contract or missing license number
- ◆Shoddy workmanship and defective repairs
- ◆Home repair fraud and abandoned jobs
- ◆Unlicensed or unregistered contractors
- ◆Liens filed over amounts you don't owe
- ◆Payments demanded for unfinished work
- ◆Permits skipped or inspections failed
Shopping & services
- ◆Bait-and-switch advertising
- ◆False "free" or "no cost" offers
- ◆Refusals to honor a warranty
- ◆Defective and unsafe products
- ◆Negative-option subscription traps
- ◆Door-to-door sales pressure
- ◆Utility and telecom billing disputes
- ◆Gift card and rebate runarounds
- ◆Cancellation and refund runarounds
Statutory resources
The Maryland Consumer Protection Act
Md. Code, Commercial Law § 13-101 et seq. bans unfair, abusive, and deceptive trade practices — and § 13-408 lets injured consumers sue for damages and attorney's fees.
Read the statute guide- § 13-301What counts as a deceptive trade practice
- § 13-303Prohibited practices in consumer sales
- § 13-408Your private right of action
- § 14-201Maryland Consumer Debt Collection Act
- § 14-1501Maryland Lemon Law
- § 8-101Maryland Home Improvement Law (Bus. Reg.)
Deadlines apply. Don't wait.
Many consumer claims must be filed within one to three years. A quick review now can protect your options.
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